Apply for a loan or make an enquiry online
Breathe easy locking in our 3 Year Fixed Rate Loan knowing exactly what your repayments will be.
Fees |
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Application Fee : | $0 |
Establishment Fee : | $0 |
Monthly Fee : | $0 |
Redraw Fee : | $0 |
Additional Repayments Fee : | $0 |
Legal Fees : | At Cost |
Valuation Fee : | At Cost |
Discharge Fee : | At Cost |
Break Cost Fees : | Yes |
Features - Loans |
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Maximum Term in Years : | 30 |
Repayments : | Weekly, Fortnightly & Monthly |
Additional Repayments Accepted : | up to $20,000 per year in addition to contractual repayments |
Redraw Facility : | Yes |
Offset Facility : | No |
Split Loan with Fixed/Variable options : | Yes |
Direct Credits : | Yes |
Internet Banking Access : | Yes |
Alerts Facility : | Yes |
Over the Counter Deposits : | Yes |
Online Statements : | Yes |
Interest Rate | Comparison Rate | |
Optimum 3 Year Fixed Rate Home Loan | 5.59% p.a. | 6.30% p.a. |
Credit eligibility criteria, terms and conditions, fees and charges apply.
Home Loan Key Fact Sheets are available here.