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Enjoy peace of mind with our 1 Year Fixed Rate Loan and budget better knowing what your repayments will be for the next 12 months.
Fees |
|
|---|---|
| Application Fee : | $0 |
| Establishment Fee : | $0 |
| Monthly Fee : | $0 |
| Redraw Fee : | $0 |
| Additional Repayments Fee : | $0 |
| Legal Fees : | At cost |
| Valuation Fee : | At cost |
| Discharge Fee : | At cost |
| Break Cost Fees : | Yes |
Features - Loans |
|
| Maximum Term in Years : | 30 |
| Repayments : | Weekly, Fortnightly & Monthly |
| Additional Repayments Accepted : | up to $20,000 per year in addition to contractual repayment |
| Redraw Facility : | Yes |
| Offset Facility : | No |
| Split Loan with Fixed/Variable options : | Yes |
| Direct Credits : | Yes |
| Internet Banking Access : | Yes |
| Alerts Facility : | Yes |
| Over the Counter Deposits : | Yes |
| Online Statements : | Yes |
| Interest rate | Comparison Rate | |
| Optimum 1 Year Fixed Rate Home Loan | 6.15% p.a. | 6.55% p.a. |
Credit eligibility criteria, terms and conditions, fees and charges apply.
Home Loan Key Fact Sheets are available here.
