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All Owner Occupied Home Loans

We make it easy for you to move in to your new home sooner

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Whether you're buying your first home, upgrading, or refinancing to SWSbank

We have the home loan that's right for you. Our low rates and flexible features mean you get the home loan that you want every time.

We're ready to help you

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Information you should consider

Credit eligibility criteria, terms and conditions, fees and charges apply.

  • 1 After the fixed period the interest rate will revert to the Optimum Standard Variable Reference Rate (currently 6.60% p.a., Comparison Rate 6.60% p.a.).
  • 2 WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This comparison rate is calculated based on a loan amount of $150,000 over 25 years.
  • 3 At the end of the discounted period the interest rate will revert to our Standard Variable Home Loan rate (currently 6.60% p.a., Comparison Rate 6.60% p.a.).
  • 4 After the fixed period the interest rate will revert to the Standard Variable Home Loan Rate (currently 6.60% p.a., Comparison Rate 6.60% p.a.).

Credit eligibility criteria, terms and conditions, fees and charges apply.

Home Loan Key Fact Sheets are available here.

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South West Slopes Credit Union Ltd trading as SWSbank, ABN 80 087 650 673, AFSL & Australian Credit Licence 240712. Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Account and Access Facility Conditions of Use and Financial Services Guide before acquiring the product. Read our disclaimer for more information.
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We acknowledge the Traditional Owners of the lands on which we operate and pay our respects to Elders past and present, and to emerging community leaders. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which SWSbank operates and where our team members reside.